📞 (613) 900-0898

Contractor Mortgages in Ottawa

Specialized mortgage solutions for contractors, tradespeople, and self-employed professionals. Get approved faster with flexible income verification tailored for independent workers.

500+ Contractors Approved
4.9★ Average Rating
$150M+ Mortgages Funded

Get Your Free Quote

Fill out the form below and we'll contact you within 1 business hour

Why Contractors Choose Us

We understand the unique income patterns of contractors and self-employed tradespeople

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Contract-Based Income

We specialize in contractor mortgages with flexible verification for contract workers, freelancers, and independent tradespeople.

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Quick Approvals

Fast-track mortgage approval for contractors in Ottawa. Get pre-approved and start house hunting sooner.

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Competitive Rates

Access exclusive contractor mortgage rates and programs designed for self-employed professionals in the trades.

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Expert Advisors

Dedicated mortgage specialists who understand contractor income, seasonal work, and self-employment challenges.

Simple 4-Step Process

From application to approval in as little as 2 weeks

1

Submit Application

Complete our contractor mortgage application online or call us directly

2

Income Verification

We review your contracts, invoices, and self-employment income

3

Get Pre-Approved

Receive your contractor mortgage pre-approval within 24-48 hours

4

Close Your Deal

Finalize your mortgage and get the keys to your new home

Frequently Asked Questions

Everything contractors need to know about getting a mortgage in Ottawa

What documents do contractors need for a mortgage? +
We keep it simple! Provide your contracts, invoices, and proof of income. Our team specializes in contractor mortgages and will guide you through the requirements.
Can all types of contractors qualify? +
Yes! We work with all contractors - electricians, plumbers, carpenters, HVAC technicians, construction workers, IT contractors, and all self-employed tradespeople.
How do you verify contractor income? +
We use flexible verification methods for contractors including contract agreements, invoices, bank statements, and Notice of Assessments. We understand seasonal and project-based income.
What down payment do contractors need? +
Down payment requirements vary based on your contractor income and credit profile. We'll work with you to find the best mortgage option for your situation.
How long does contractor mortgage approval take? +
Most contractor mortgage applications are processed within 2 to 4 days. We work quickly to get self-employed contractors approved and moving forward.
Do you work with new contractors? +
Absolutely! Whether you're a new contractor or experienced tradesperson, we have mortgage solutions. We consider your skills, contracts, and overall financial picture.

Ready to Get Started?

Get your free contractor mortgage quote today. Join hundreds of satisfied contractors and tradespeople in Ottawa.

📞 Call (613) 900-0898 Get Free Quote
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