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Contractor Mortgage Solutions

Specialized mortgage options for contractors, tradespeople, and independent workers. Get approved with flexible income verification designed for contract-based professionals.

500+Contractors Approved
4.9★Average Rating
$150M+Mortgages Funded

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Why Contractors Choose Us

We understand the unique income patterns of contractors and self-employed tradespeople

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Contract-Based Income

Flexible verification for contractor mortgages including contract workers, freelancers, and independent tradespeople.

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Quick Approvals

Fast-track contractor mortgage approval. Get pre-approved and start house hunting sooner.

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Competitive Rates

Access exclusive contractor mortgage rates and programs for self-employed professionals in the trades.

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Expert Advisors

Specialists who understand contractor income, seasonal work, and self-employment challenges.

Simple 4-Step Process

From application to approval in as little as 2 weeks

1

Submit Application

Complete your contractor mortgage application online or by phone

2

Income Verification

We review your contracts, invoices, and self-employment income

3

Get Pre-Approved

Receive your contractor mortgage pre-approval within 24-48 hours

4

Close Your Deal

Finalize your mortgage and get the keys to your new home

Frequently Asked Questions

Everything contractors need to know about getting a mortgage

What documents do contractors need?+
We keep it simple! Provide your contracts, invoices, and proof of income. Our team specializes in contractor mortgages and will guide you through the requirements.
Can all types of contractors qualify?+
Yes! We work with all contractors - electricians, plumbers, carpenters, HVAC technicians, construction workers, IT contractors, and all self-employed tradespeople.
How do you verify contractor income?+
We use flexible methods including contract agreements, invoices, bank statements, and Notice of Assessments. We understand seasonal and project-based income.
What down payment do contractors need?+
Down payment requirements vary based on your contractor income and credit profile. We'll work with you to find the best mortgage option.
How long does approval take?+
Most contractor mortgage applications are processed within 2 to 4 days. We work quickly to get self-employed contractors approved.
Do you work with new contractors?+
Absolutely! Whether you're a new contractor or experienced tradesperson, we have mortgage solutions. We consider your skills, contracts, and overall financial picture.

Ready to Get Started?

Get your free contractor mortgage quote today. Join hundreds of satisfied contractors and tradespeople.

📞 Call Toll Free Now 1 866 606 7786 Get Free Quote
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